Revolut's 2025 Profit Jumps 57% to $2.3B Amid Global Expansion

• Revolut reported a record pre-tax profit of $2.3 billion for 2025, marking a 57% increase from the previous year.
• Total revenue reached $6 billion, driven by diverse income streams including card payments, subscriptions, and wealth products.
• The company’s retail user base grew to 68.3 million after adding 16 million new customers in a single year.

Financial Milestones and Diversification

The London-based fintech giant continued its upward trajectory, posting its fifth consecutive year of net profitability. With a net profit of $1.7 billion and improved margins of 38%, the firm demonstrated significant operational efficiency. Revenue growth was broad-based, with 11 different business lines each generating more than $135 million in income. Key contributors included:

• Foreign exchange services
• Card payments
• Subscription models
• Wealth management products

Scaling Global Operations

Customer engagement reached new heights in 2025. Total transaction volumes soared to $1.7 trillion, while total customer balances grew by 66% to reach $67.5 billion. On the institutional side, Revolut now services 767,000 business accounts. This growth is supported by a strengthening regulatory position, with the firm now holding banking licenses in over 30 markets, including the U.K., and an active application pending for a U.S. license.

Crypto Services and Long-term Strategy

As a crypto-friendly platform, Revolut continues to integrate digital asset services, including its dedicated Revolut X exchange. Looking forward, the company has announced an ambitious $13 billion investment plan spanning five years. The primary objective is to expand the global user base to 100 million by 2027, solidifying its position as a dominant force in the global financial technology sector.